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Terms & Conditions

Last updated: March 16, 2026

Overview

These Terms & Conditions govern your use of the Cred-It website, app, waitlist, and related services. By using Cred-It, you agree to these terms.

Eligibility

You must use Cred-It in compliance with applicable law and only for legitimate personal use unless we agree otherwise.

Accounts

You are responsible for keeping your login credentials secure and for activity that occurs under your account. We may suspend or remove accounts that violate these terms or create risk for the service or other users.

Beta Access

Beta access, early testing, and waitlist invitations are limited, discretionary, and may change or be withdrawn at any time. Features, availability, and stored beta data may change before release.

Acceptable Use

  • do not misuse the service or attempt unauthorized access
  • do not upload unlawful, abusive, or infringing content
  • do not interfere with the operation or security of Cred-It
  • do not impersonate others or provide false account details

Subscriptions

Paid features and subscription billing, where offered, are handled through the relevant app store and supporting subscription infrastructure. Subscription terms, billing, renewals, and refunds are subject to the relevant store policies.

Intellectual Property

Cred-It branding, software, design, and content remain the property of Cred-It or its licensors unless stated otherwise.

Availability and Changes

We may modify, suspend, or discontinue any part of the service at any time. We do not guarantee uninterrupted availability.

Liability

To the fullest extent permitted by law, Cred-It is provided on an as-is basis without guarantees of uninterrupted service, and we are not liable for indirect or consequential loss arising from use of the service.

Contact

For questions about these terms, please use the contact details provided in the Cred-It app listing or app support channels.